How to Build Your Credit From Scratch | 7 Methods | 2019

I disagree with Dave Ramsey. I think you NEED a credit score, but build it and protect it wisely. It's not a license to rack of credit card debt, but to use as a tool to build wealth or a business.

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Building credit is often misunderstood and looked at as being either scary or risky! In this video, I break down the importance of having a good credit report and score and how it can help you build wealth! I break down 7 points that will teach you everything you need to know about starting your journey to building great credit! Dave Ramsey teaches that you shouldn't have credit and that all debt is bad! I would like to challenge that notion and provide an explanation as to why I believe it IS important and that not all debt is bad!

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